Affirm
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Analysis by LookedApp · Published · Updated
The Affirm app provides a way for consumers to make purchases and pay for them over time through flexible payment plans. It caters to individuals seeking alternatives to traditional credit, offering options like 0% APR for eligible transactions. The application is designed for managing these payments and exploring purchasing power.
What is Affirm?
Affirm is an application that enables users to pay over time for their purchases, whether made online, in-store, or directly within the app. It is published by Affirm, Inc. and is available for download on both the Google Play Store and the App Store.
On Google Play, the app, titled "Affirm: Buy now, pay over time," holds a rating of 4.8 based on 541.7K ratings. It falls under the Shopping category and has seen 300K downloads last month. The App Store listing, also named "Affirm: Buy now, pay over time," has a rating of 4.9 from 1.8M ratings. It was released on 2015-08-24 and requires iOS 16.0 or later.
The application serves as a platform for discovering payment options, managing existing plans, and potentially accessing the Affirm Card, which functions as a Visa debit card for broader use in the U.S.
Latest on Affirm
Is this the real Affirm app?
- Verified publisher infoSame developer on Google Play and the App Store (Affirm, Inc), and the developer website affirm.com matches the publisher.
- Established since 2015Listed since Aug 24, 2015, 10,000,000+ installs on Google Play.
| Developer on Google Play | Affirm, Inc |
|---|---|
| Developer on the App Store | Affirm, Inc. |
| Same developer on both stores | Yes |
| Android package name | com.affirm.central |
| iOS bundle ID | com.affirm.recharge |
| On the stores since | Aug 24, 2015 |
| Installs on Google Play | 10,000,000+ |
| Developer website | affirm.com |
| Content rating | Google Play: Everyone / App Store: 17+ |
These details come from the public store listings. LookedApp doesn't host downloads: install from the Google Play or App Store buttons on this page.
Key features
- Users can view their estimated purchasing power directly within the application.
- The app allows shopping with various brands, presenting clear and flexible payment options.
- It helps users discover deals, 0% APR options, and payment plans extending over 12 months.
- Customers have the ability to set up AutoPay or easily make early or one-time payments for their plans.
- The Affirm Card can be requested to pay over time, usable online or in-store.
- The Affirm Card is accepted anywhere Visa is accepted in the U.S., including use with Apple Pay.
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Privacy and permissions
The Affirm app on Google Play requests several permission groups, including access to Location, Photos/Media/Files, Storage, Camera, Microphone, and Wi-Fi connection information. These permissions typically allow the app to access specific functionalities or data on a user's device.
The store listings do not provide further details regarding how collected data might be used, shared, or retained beyond the scope of these requested permissions.
Affirm, Inc. publishes its privacy policy at www.affirm.com.
Affirm permissions in plain English
The Google Play listing shows 4 permission groups. Google Play also lists 8 other permissions, such as “view network connections”. That is fewer than most shopping & local apps LookedApp reviews (typical: 5).
- CameraCan take photos and record video
- Photos/Media/FilesCan read and change your photos, media and files
- StorageCan read and change files in shared storage
- Wi-Fi connection informationCan see Wi-Fi connection details
The App Store privacy label lists these data types:
- Used to track you: Contact Info, Identifiers
- Linked to you: Purchases, Financial Info, Contact Info, Identifiers
- Not linked to you: Location, Usage Data, Diagnostics
Permission names come from Google Play; the plain-English lines describe what each permission group allows, not how this app uses it.
Affirm at a glance
| Developer | Affirm, Inc. |
|---|---|
| Category | Shopping |
| Rating on App Store | 4.9 out of 5 (1.8M ratings) |
| Rating on Google Play | 4.8 out of 5 (572K ratings) |
| Installs on Google Play | 10M+ |
| Price | Free |
| Age rating | 17+ |
What changed in the latest Affirm version
App Store · Version v4.104.2, released Oct 13, 2026
The release notes are general and don't list specific changes:
“Bug fixes & performance improvements”
Quoted from the store listings' release notes.
Pricing
The Affirm application itself is available at no cost, listed as 0 on Google Play and "Free" on the App Store. There are no card or annual fees associated with applying for the Affirm Card.
Payment plans offered through Affirm come with rates ranging from 0 to 36% APR, depending on eligibility and specific purchase terms. For instance, an $800 purchase could be divided into 12 monthly payments of $77.99 at 30% APR, or alternatively, into 4 interest-free payments of $200 every 2 weeks. Minimum purchase amounts are required for payment plans, and a down payment may be necessary for some loans. Loan options and their availability can vary by state.
Affirm compared with similar apps
| App | Rating | Installs | Price |
|---|---|---|---|
 Affirm | 4.9 | 10M+ | Free |
 Google Play Store | – | – | Free |
 MapQuest | 4.4 | 10M+ | Free |
 Speedtest by Ookla | 4.6 | 100M+ | Free |
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How to get Affirm safely
To acquire the Affirm app, individuals should download it exclusively from trusted sources such as the Google Play Store or the App Store. Verifying that the developer is Affirm, Inc. on either platform helps ensure the authenticity of the application.
Users are advised to avoid obtaining the app from unofficial mirror sites or modified versions, as these might not be reliable or function as intended. Prior to installation, reviewing the requested permissions can provide insight into the app's access to device features and data.
How to install Affirm
On Android (Google Play)
- Open the Google Play Store app on your Android phone or tablet.
- Search for Affirm, or use the Google Play button on this page to open the listing directly.
- Check that the developer under the app name is Affirm, Inc.
- Check that your device meets the listing's requirement: Android 10 and up.
- Tap Install (or the price, for a paid app) and wait for the download to finish, then open the app from your home screen.
On iPhone and iPad (App Store)
- Open the App Store on your iPhone or iPad.
- Search for Affirm, or use the App Store button on this page to open the listing directly.
- Check that the developer under the app name is Affirm, Inc..
- Make sure your device has iOS 16.0 or later and about 127 MB of free space, as the listing states.
- Tap Get (or the price), confirm the download, then open the app from your home screen.
Affirm version and app details
| Google Play | App Store | |
|---|---|---|
| Latest version | – | v4.104.2 |
| Last updated | Oct 13, 2026 | Oct 13, 2026 |
| First released | Jun 20, 2016 | Aug 24, 2015 |
| Package name | com.affirm.central | – |
| Bundle ID | – | com.affirm.recharge |
| Requires | Android 10 and up | iOS 16.0 or later |
| Download size | – | 127 MB |
| Content rating | Everyone | 17+ |
| In-app purchases | No | – |
| Contains ads | No | – |
| Languages | – | 2 (including English) |
| Developer | Affirm, Inc | Affirm, Inc. |
Who Affirm is for
The Affirm app is suitable for consumers who wish to manage their purchases by paying for them over time, rather than in a single upfront payment. It appeals to individuals looking for flexible payment solutions for a variety of shopping needs, both online and in physical stores.
It is also designed for those interested in a payment card that integrates pay-over-time options for purchases made where Visa is accepted in the U.S. Based on the App Store's 17+ content rating, the app is intended for mature users.
Affirm for kids and families
Pros
- Offers flexible payment plans, including options for 0% APR for eligible purchases.
- Provides a means to pay over time for purchases made online, in-store, and within the app.
- The Affirm Card extends payment options to any location where Visa is accepted in the U.S.
- Applying for the Affirm Card does not impact credit, and there are no card or annual fees.
- Users can conveniently set up AutoPay or make early or one-time payments.
Cons
- Payment plans are subject to eligibility checks and approval is not guaranteed.
- Minimum purchase amounts are required for utilizing pay-over-time plans.
- A down payment may be required at checkout for certain purchases.
- Loan options and their availability can vary depending on the user's state.
Affirm: frequently asked questions
What is the cost of the Affirm app?
The Affirm app is available at no cost on both the Google Play Store and the App Store.
Which devices support the Affirm app?
The Affirm app is available on devices running Google Play and on Apple devices with iOS 16.0 or later.
Who is the developer of the Affirm app?
The Affirm app is developed by Affirm, Inc.
What are the typical payment terms for purchases made with Affirm?
Payment plans through Affirm can have rates ranging from 0 to 36% APR. For example, an $800 purchase could be paid in 12 monthly installments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks.
Can the Affirm Card be used broadly?
The Affirm Card can be used anywhere Visa is accepted within the U.S.
What are the user ratings for the Affirm app?
On Google Play, the app has a rating of 4.8 from 541.7K ratings. On the App Store, it holds a rating of 4.9 based on 1.8M ratings.
Affirm
- Category
- Shopping
- Version
- v4.104.2
Download
Looking for the Affirm website or sign-in? Go to affirm.com →The developer's website, as given on the store listing.
Affirm ratings breakdown
Google Play 4.8 average from 571,904 ratings
- 590%
- 46%
- 31%
- 21%
- 13%
App Store 4.9 average from 1,832,656 ratings
- 593%
- 44%
- 31%
- 20%
- 11%
Share of ratings for each star level, as shown on the listings, as of Oct 15, 2026.
